Global warming is increasing the intensity and frequency of storms, and it’s capable of shifting wind patterns, which will further increase hurricane risk, steering hurricanes closer to the Gulf Coast and East Coast.  Climate change is creating stronger hurricanes that contain more moisture and rapidly intensify.  It only takes one storm for any region to have a record-breaking hurricane season. 

For example, Hurricane Ian left a path of destruction, from Naples and Fort Myers to Orlando and Daytona, leaving tens of thousands of residents with homes that are uninhabitable.  According to a NOAA report, the storm ranked as the costliest disaster in the U.S. for 2022 and racked up a total cost of $112.9 billion in damages.  Many insureds who were affected called Corless Law Group to receive adequate compensation.  We still have property owners reach out about Hurricane Ian claims and will continue to fight for their rights to coverage.

We work with numerous stakeholders, including engineers and claims adjusters, on Hurricane Ian cases.  We guide our clients through every step of the claims process.  You should be aware of your rights under your insurance policy because many policyholders who file claims may find that the compensation the insurance company proposes is less than adequate to cover replacement or repair costs.  

Victims of storms should consider seeking assistance from an experienced and knowledgeable property damage attorney.  Corless Law Group has successfully handled thousands of property damage cases involving hurricanes and severe storms.

Preparing for a hurricane or tropical storm before the season begins will ensure you have plenty of time to gather supplies and stock up on other resources while reviewing the details of your insurance policy.  If your home or business suffers damage, you will want to hire a seasoned Florida hurricane insurance claims attorney for assistance in recovering all of the money you are owed under your policy.

If you are a homeowner, business owner, Community Managed Association, or serve on the Board of your Homeowner’s Association, a property damage attorney can help you receive full and fair compensation in an insurance dispute.  We are your top storm damage attorneys serving insureds throughout the Sunshine State. 

Property owners may face resistance from insurance companies who are determined to deny or delay valid claims as well as minimize payments.  We have secured record-setting verdicts and settlements for Florida insureds who experienced property damage due to a hurricane or severe storm. 

Corless Law Group has a well-deserved reputation as dedicated advocates for policyholders. We offer free consultations and the sooner you contact our office, the sooner we can get started on your property damage claim.  Call us today at 813-258-4998. 

Corless Law Group is the most powerful name in Large Loss property damage claims.  We provide legal solutions to large, complex losses which usually involve either multi-unit dwellings or massive, interconnected commercial spaces with several floors and buildings. These Large Losses tend to have compensation in the multi-million dollar range. 

For example, we secured a historic $12.7 million verdict against Citizens Property Insurance for sinkhole damage in Pinellas County on behalf of a condo association.  Built in the 1980s, Cloverplace is a duplex community in which 120 buildings (240 units) are home to about 500 people, including young families and retirees.  The figure of $12.7 million was the estimated amount it would take to stabilize 83 of the damaged units in Cloverplace.

Recognized as leaders in the field of property damage claims and high-stakes insurance disputes, Corless Law Group is a trial law firm committed to helping policyholders throughout Florida.  We are the go-to law firm representing large properties and Large Losses.  We utilize an aggressive, tenacious approach to help clients receive the compensation they deserve for various types of real estate damage and property loss. 

We represent owners of commercial and residential property, and we have a unique depth of resources and experience filing and litigating Large Loss claims.  Our legal services help insured’s address issues associated with Large Losses, including hurricane and storm claims, wind and tornado damage, fire damage, roof damage, water and mold damage, and sinkholes. 

If your commercial or residential property damage claim has been delayed, denied or underpaid, contact us at 813-258-4998 for a free, no-obligation consultation .  Our Large Loss law firm has helped individual homeowners, HOAs, Boards of Directors, and business owners secure more than $500 million in insurance coverage after property damage. Find out how our firsthand knowledge of Large Loss claims can significantly benefit you. 

Lloyd’s of London is at the center of the insurance world when it comes to coverage for property damage disputes, and Corless Law Group offers unparalleled, goal-oriented legal strategies and solutions for Lloyd’s of London arbitration.  Many Lloyd’s insurance policies today require the arbitration of disputes with the application of New York law in New York, and Corless Law Group has extensive experience with this arbitration paradigm.  The result is an ability for our firm to transform insurance-related disputes into fair and efficient resolutions.

Corless Law Group is a high-stakes insurance dispute and property damage law firm dedicated to providing the highest quality representation for our policyholder clients.  The firm is uniquely qualified to handle complex insurance disputes and arbitration matters, especially since this form of alternative dispute resolution has become increasingly cost-effective, private, flexible, and expeditious.  

Other law firms routinely retain us for our success and sophistication in addressing the nuances surrounding Lloyd’s arbitration claims.  In the area of property damage disputes, these cases often involve a coastal issue and Lloyd’s syndicates the risk as they put together a group of insurers.  Therefore, Florida policyholders must be prepared for the rarefied world of applying New York law in these arbitration proceedings. 

Corless Law Group serves as effective co-counsel every step of the way to evaluate these types of claims on their merits and then provide a roadmap to achieving full compensation. It is important to partner with a law firm that has experience resolving these claims through arbitration.  Lloyd’s arbitration requires personal attention, strong and specialized advocacy, skilled negotiation, and collaboration.  As a team, we work tirelessly towards a singular goal – maximizing compensation that clients rightfully and justly deserve.  

“On a daily basis we focus on ensuring that our clients receive individualized legal services of the highest caliber.  As a 25+ year veteran litigator, I am proud to offer our turnkey services in the successful resolution of Lloyd’s arbitration hearings.  We work with various stakeholders including other lawyers, law firms, and individual policyholders to achieve the best possible result,” says Ted Corless.  

The breadth and depth of Corless Law Group’s knowledge, experience, and integrity is evidenced by building a team of experts, conducting major investigations, utilizing AR/VR technology, and achieving record-setting results.  We have handled dozens of Lloyd’s arbitration insurance matters and high-stakes insurance disputes of all sizes including:

• $500+ Million in Total Case Results 
• $10+ Million Recovered in Lloyd’s of London Arbitration Cases
• Arbitrated Historic Loss Involving 20+ Condo Units

If you think that you could benefit from speaking with a legal professional at Corless Law Group about your Lloyd’s of London arbitration or insurance dispute, contact us at 813-258-4998. We look forward to assisting you.

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Our goal at Corless Law Group is to help property owners recover as quickly and as fully as possible after a storm strikes. If you have residential or commercial property damage after Hurricane Ian, allow us to get you the compensation you deserve from your insurance company.  Hurricane Ian has left catastrophic property damage across the Sunshine State, from Punta Gorda and Sarasota to Tampa, Orlando, and Daytona.  Homeowners and business owners who have sustained property damage should not have to struggle to get the money they deserve from their insurance policy. Corless Law Group insurance claims attorneys are fierce advocates for policyholders who have experienced storm damage to their property.  We have successfully represented thousands of homeowners and business owners in the State of Florida for the past 25 years. 

Remember to take photos or videos of the damage to your property.  Make a list of all the damaged items, including their make, model, and serial number.  Additionally, get your property inspected by a licensed professional because the effects of a hurricane may be subtle and sometimes they can only be uncovered by a professional. 

All homes and businesses should be carefully inspected for damage to roofs, siding, fences, and other structural elements.  Common types of property damage associated with hurricanes include:

• Flood/water damage
• Toxic mold
• Tornadoes/wind damage
• Flying debris-related damage
• Smoke/fire damage
• Temporary relocation expenses 
• Broken windows and doors
• Cleanup expenses 

If Hurricane Ian damages your property, let our experienced team of lawyers and engineers get you the legal protection you deserve and the maximum compensation possible.  We will carefully review your insurance policy and inspection reports as well as assess your property damage claims.  With over $500 million in jury verdicts and negotiated settlements, we have experience dealing with Large Loss, complex insurance claims.  

Contact us as soon as you can at 813-258-4998.  Our Tampa-based law firm counsels and represents insureds throughout Florida.  We will not allow insurance companies to undervalue, delay or deny valid property damage claims.  We are available 24 hours a day, 7 days a week to help you in a crisis.    

As a property damage insurance lawyer, clients come to me asking about flood insurance and what their policy covers in order to protect themselves and their families.  A question that I get asked by policyholders is, Do I have flood insurance?  If I do, what does that cover?

Property insurance policies – for both homes and businesses – expressly exclude floods, such that if you want or need this coverage, you have to look elsewhere for help.  The primary source of flood coverage comes from the National Flood Insurance Program (“NFIP”).  The reason insurers exclude flood coverage from traditional property insurance has to do with the scope of the loss caused by these events.  For example, unlike an individual home claim for a fire, floods cause damage to entire neighborhoods, which makes it more difficult for insurers to spread their risk across several properties at the same time.  Even if a tornado hits your neighborhood, it will most likely impact some, but not all, of the structures.  Floods, on the other hand, take out entire areas at the same time.

The reality is that while flood insurance can help people rebuild and recover financially after a catastrophic deluge, very few people in the U.S. have it, and it is limited in available coverage.  In fact, most people whose homes were damaged or destroyed in Kentucky probably won’t be covered, and even if they were, the amount available is limited versus the value of the real estate. 

Under the NFIP, you may purchase the maximum for the value of your home up to $250,000, for the structure, and $100,000 for the contents.  The average price of a home in Kentucky in 2021 was $197,413, which means many homes will only get to a certain threshold before the owners’ responsibility kicks in.  Also, the values are not adjusted by home value; in Florida, where the average is more around $390,000, the NFIP policy gets to the max coverage pretty fast.  While it’s a little better for business structures, which go to $500,000, it would be expected to leave a lot of business owners on their own.

There is litigation over whether water damage is a flood, or if it is caused by other man-made sources.  A broken pipe, for example, can cause the entire home to be flooded, but is not a flood.  Floods are caused by external water that rises with the nearby water.  Corless Law Group represented a homeowner where a water main broke under the foundation, and over the following three weeks, 95,000 gallons of water seeped into the home.  There is a strict legal definition of what constitutes a “flood” and insurers will always aim to interpret the damage to your home or business narrowly so that they can avoid liability.  This is where we can help.  

Corless Law Group is a Large Loss law firm that aggressively advocates on policyholders’ behalf to ensure our clients get the coverage they deserve.  Consulting with a flood damage lawyer may be your only way to recover damages.  Our attorneys have successfully handled many water and flood damage claims.  Call us 365 days a year at 813-258-4998 to schedule your free, no-obligation consultation.  

Our firm has a successful track record of handling hundreds of flood insurance lawsuits.  If you’re a policyholder and you find yourself in a dispute with your insurance company, contact Corless Law Group today to help with your claim.  We have secured more than $500 million in case results for residential and commercial property owners throughout Florida.  There are virtually no other law firms that have the experience, knowledge, and record-setting results like Corless Law Group.  We are your go-to Florida flood insurance law firm. 

Damage to your home or business from natural disasters can create hazardous living conditions that demand immediate attention and repairs or replacement.  Your home insurance policy will likely cover some natural disasters and weather events, including wind, hail, lightning, and wildfires.  However floods and sinkholes are often excluded from insurance coverage because they are considered “ground movements.” Flooding may require a completely separate flood insurance policy or upgrading a basic policy to give you protection.  

The value of your insurance claim will depend on the kind of policy you have, what exclusions are associated with your policy, what kind of property coverage you have purchased, and your deductible. Determining the value of your homeowner’s insurance claim involves understanding your policy in full, reading the fine print, knowing the kind of documentation and support you’ll need to provide, and getting estimates of the value of damages to your property.

Being prepared for natural disasters and taking the right steps following property damage can have an enormously positive impact on your ability to receive a fair settlement, especially when dealing with insurance companies.  To that end, insurance companies are usually more concerned with preserving their bottom line than providing their policyholders with the benefits they bargained for.  Insurers will attempt to delay, deny or underpay valid claims, which is why having a knowledgeable property damage attorney fighting for your rights is essential.

Corless Law Group serves clients throughout the Sunshine State, and we have a history of record-setting settlements and verdicts.  Our Large Loss trial law firm has a reputation for powerful advocacy, experience in high-stakes trial work, and managing a complex multi-million dollar civil litigation practice. We are here to protect your rights and help you recover the maximum compensation for damages to your home or business after a natural disaster.  To help take the confusion out of a property damage insurance dispute you may have, contact us at 813-258-4998.  

At Corless Law Group, we help storm victims maximize recovery for their insurance claims due to property damage.  Our hurricane insurance attorneys protect policyholders’ rights in complex, “Large Loss” residential and commercial property insurance claim disputes.  Call us anytime at 813-258-4998 for a free consultation either before or after your claim is made.    

We understand the havoc caused by a hurricane.  Before a storm strikes, it is important to read your insurance policy language and regulations that may affect your coverage and payout in the event of property damage or loss.  Take photos and videos of your home and possessions before a storm hits.  Gather all important documents, records, and receipts. 

We’ll work hard to achieve the best possible outcome for you through mediation, arbitration, negotiation or court, and ensure that the contractual agreements of your policy are upheld in full by your insurance company.

Insurance companies will interpret policies as they see fit in order to delay, deny or underpay valid claims to save money.  Corless Law Group has a unique ability to handle complex residential and commercial insurance dispute cases as we work with a variety of experts to maximize the value of insureds’ claims. 

We represent a broad base of clients, ranging from individual homeowners and business owners to condominium associations, boards of directors, property managers, LCAMs, and multi-unit dwelling owners that have experienced property damage due to hurricanes or other severe storm events.

Our team is a vital resource that provides peace of mind, counsel, and representation.  We’ll work to ensure that your insurance company properly applies the provisions in your policy and complies with the laws surrounding your claim.  Our dedicated legal team is ready to litigate on your behalf should an insurer wrongly delay, deny or underpay a valid claim.  Our goal is to make sure insurance claims are processed justly. 

If you are involved in a coverage dispute with an insurance company involving residential or commercial property insurance anywhere in Florida, our law firm can provide the successful support and guidance you need.  The experienced attorneys of Corless Law Group will work diligently to help you obtain the compensation you deserve following a natural disaster.  Call our firm today at 813-258-4998.

Florida’s property insurance catastrophe has led to companies leaving the state, others filing for bankruptcy, some choosing to nonrenew large swaths of insurance policies, and others drastically tightening their policy eligibility requirements. Insureds are stunned by the massive price hikes on premiums, policy cancellation notices, and companies shedding policies.

Insureds’ options in Florida have become limited, and consumers are facing dire consequences. The insurance industry in the Sunshine State is not sustainable. Insurers must pay legitimate property damage claims as doing so will save insurers money and help consumers.

Lawsuits are not the root cause of the insurance industry’s present problems. In fact, litigation is only incentivized when insurers fail to pay legitimate claims. Denying or delaying payment of valid claims cost insurers because that means property damage insurance lawyers like myself must litigate for what the insurance company legitimately owes my client. Then, when we look under the hood, we uncover bad faith insurance practices, which often leads to punitive damages that the insurer owes on top of the principal or cost of repairs. (Insurance bad faith exists when an insurer fails to honor the fair claim of the insured or unlawfully mishandles a claim.)

Governor Ron DeSantis says Florida fights around 100,000 insurance claims in court each year. Florida homeowners don’t want to be unjustly enriched; rather, they want roofs over their heads, sinkholes repaired, and water/mold removed after a storm strikes, to name just a few types of property damage claims we see here at Corless Law Group.

The governor agreed to a special legislative session – from May 23 through May 27 – to address the property insurance crisis of dropped coverage and higher costs. The special session should consider reforms, which will include insurance executives being questioned under oath in order to pave the way for consumer protections and relief that everyday Floridians so desperately need. We must protect Florida consumers. (The session, however, will not include condominium reforms, which is surprising given the deadly Surfside condo collapse.)

Corless Law Group counsels and advises residential and commercial policyholders whose valid claims have been delayed, denied or underpaid by their insurance companies. With over $500 million recovered for policyholders, allow us to show you how we successfully resolve property damage disputes. Call 813-258-4998 today.

During Hurricane Preparedness Week, everyone who lives in a hurricane-prone community should take time to ensure they have adequate legal and financial protection for their property and possessions while also taking steps to make their home or business more resilient to the impacts of storm damage.  The 2022 Atlantic hurricane season begins on June 1 and ends on Nov. 30.  

Predictions from scientists at Colorado State University say there will be at least 19 named storms and nine hurricanes in 2022. An average season normally has 14 named storms.  This year’s storm season is expected to bring above-normal activity.  Storm damage can include wind, flood, fires, mold, lightning, hail, and tornadoes.  

Corless Law Group takes a results-oriented approach to litigating storm damage claims while passionately protecting the rights of residential and commercial property owners.  During Hurricane Preparedness Week, it is important to complete the following: 

• Determine your risk
• Develop an evacuation plan
• Assemble disaster supplies/emergency kit, including food and water to get you through seven days plus a first aid kit and a weather radio with batteries in case the power goes out
• Collect important documents related to your house, car, and medications
• Start your insurance review process by reading the declarations page of your policy for details on how much coverage you have, your deductibles, and how a claim will be paid
• Strengthen and secure your home
• Keep cash on hand if ATMs and credit card readers are not working or accessible due to hurricanes or related outages

Property owners who pay insurance premiums to make sure they are covered for storm damage are often disappointed when they discover that the process of filing a claim, collecting what they think is owed to them, and getting repairs made satisfactorily is frustrating because their insurance company attempts to delay, deny or underpay valid claims and repairs.  Corless Law Group doesn’t want to see this happen to you so call us at 813-258-4998 for a free, no-obligation consultation.  

The destructive path of hurricanes can reach far beyond the initial storm damage.  Storms can be financially devastating for someone whose home or business has been severely damaged or even completely destroyed.  It is important to understand the elements that might affect your insurance payout after a hurricane, so speak to our experienced property damage claim lawyers.   

We leave no stone unturned and try to provide you with the best possible outcome for your case.  While some property damage claim lawyers focus their practice on specific geographic areas of Florida, Corless Law Group has a track record of successfully litigating insurance disputes throughout the Sunshine State, from the Florida Keys to Daytona and Fort Myers to Tampa.   Florida’s coastal exposure means that when hurricanes hit, a lot of people are negatively impacted, which is why you need a property damage claims attorney fighting for your rights.  If your insurance company refuses to cover the extent of your hurricane damage, talk with an experienced hurricane and property damage attorney at Corless Law Group. 

For each case, I bring 25+ years of litigation experience handling insurance dispute cases.  Our team provides free consultations to review the details of your property damage claim to determine the best path forward.  Contact us at 813-258-4998.  We help Florida policyholders secure full and fair compensation to fix their property and get their lives back on track after hurricanes and other devastating storms.